Jacqui Karston has lost - her husband, her daughter, her mother. Now, she lives life with a purpose, playing it safe and leaving chance in the past. Her life is stable, predictable, that is until Rutherford Construction opens up an office in Biloxi.
Morgan Brewer, however, believes that unless you roll the dice, you'll never achieve that big payoff. He lives his life on the edge, making the most of every opportunity that comes his way, taking every gamble he can and wasting his winnings. That is until his roll of the dice brings him across Jacqui's path.
Can Morgan stop taking chances long enough to give Jacqui her chance? Does Jacqui even want a chance? Or does she just want to be left alone to grieve?